Terms and Conditions of Use
This website is operated by The Emirates Capital Limited (hereinafter referred to as “Emirates Capital”, "us", "we", or "our"). Emirates Capital is an award-winning financial service provider in Corporate Finance, Asset Management and Fund Management. Emirates Capital is a company established in the Dubai International Financial Centre (the “DIFC”) pursuant to the DIFC Companies Law with registration number CL0533. Emirates Capital is headquartered in the DIFC and regulated by the Dubai Financial Services Authority (the “DFSA”). All communications and services provided by Emirates Capital are only directed at Professional Clients (as defined in the rules of the DFSA). Persons other than Professional Clients, such as Retail Clients (as defined in the DFSA rules), are NOT the intended recipients of its communications or services. By using this website, you (the “User”) agrees to these Terms and Conditions of Use (the "Terms & Conditions"), which constitute a legally binding agreement between the User and Emirates Capital governing The User’s access to and use of this website. It is the User’s responsibility to review the Terms & Conditions and to ensure understanding of and compliance with them. The User’s compliance with the Terms & Conditions is an ongoing condition to the User’s use of this website, and the User is prohibited from using this website if the User does not intend to comply with all of the Terms & Conditions. We reserve the right to deactivate this website, and amend or supplement the content or information we provide on this website, in our sole discretion and without prior notice. Emirates Capital reserves the right to change the Terms & Conditions from time to time without prior notice. It is the User’s responsibility to revisit this website and to stay informed of any changes we may have made to the Terms & Conditions.
Intellectual Property Rights
No Advice, No Solicitation, No Offer
Forward Looking Statements
Availability, Accessibility, Accuracy of Information and Links to other Websites
All content of this website, including, but not limited to, all text, information, reports, graphics, trademarks, and the design, selection and arrangement thereof (the "Website Content"), are owned by Emirates Capital, and are protected by local and international copyright, trademark and/or other intellectual property or proprietary rights laws. All such rights are reserved, subject only to the limited right granted to the User as follows: The User may download or print out individual pages or sections of this website for personal and non-commercial use, provided the User does not modify any of the Website Content and does not remove any copyright, trademark or other legal notices. Any downloading or other copying of the Website Content does not vest any title in the User, and Emirates Capital reserves the right to terminate the User’s right to make personal or non-commercial copies at any time. The User is not permitted to, and agrees not to, reproduce, transmit, modify or use any of the Website Content, including logos, and/or trademarks, for any public or commercial purpose without the prior written approval of Emirates Capital. The User also agrees to not use the Website Content for illegal purposes. Emirates Capital and its management will continue to take legal action against anyone infringing these rights.
Emirates Capital does not warrant that this website will be available or accessible at any time or from any location or that the Website Contents are free of viruses, worms, malware, or other harmful components. Emirates Capital will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmed material that may infect the User’s computer equipment, computer programs, data or other proprietary material due to the User’s use of this website or any other services or items obtained through this website or to the User’s downloading of any material posted on it, or any website linked to it. Access to this website may not be legal by certain persons or in certain countries. If the User accesses this website, the User does so on the User’s own initiative and is responsible for compliance with local laws.
While Emirates Capital seeks to share data and other information in a manner that it believes to be reliable, it makes no representation and accepts no liability or responsibility to the User or any other party in respect of the completeness, accuracy, quality, reliability or continued availability of the Website Content. All Website Content is provided "as is” with no representations or warranties of any kind, neither expressed nor implied. Any links from this website to a third-party site is provided for convenience only and does not imply an endorsement, sponsorship or recommendation, or a representation or warranty of any kind, by Emirates Capital with respect to the third-party site, its operator, contents or related products or services. Emirates Capital does not review or monitor any linked third party websites and accepts no responsibility or liability for the policies or practices of their operators or the contents of such websites. The User is not permitted to link to or frame this website, in whole or in part, without the prior written consent of Emirates Capital.
The sole purpose of this website is to provide general information about Emirates Capital, its business and operations. None of the Website Content has been prepared with regard to the investment objectives or financial situation of any particular entity or individual, or the suitability of a particular investment for any entity or individual, and no advisory or other relationship is created through the use of this website. Investments or strategies discussed or referenced on this website are not suitable for investors who are not professional investors. All Website Content is directed exclusively at professional investors with experience in various types of investments in different asset classes. Any investment or related transaction is only available to such investors and will only be entered into with such investors. This website and the Website Content do not constitute or form part of any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for, any investment and should not form the basis for entering into any such transaction. The Website Content is not directed at or intended for distribution to or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or which would subject Emirates Capital to any registration or similar requirement in relation to the Website Content. Emirates Capital reserves the right to prohibit or restrict access to or use of this website by any person or in any jurisdiction. If the User accesses or uses this website from outside the United Arab Emirates, the User is responsible for compliance with any local laws relating to access or use, and to establish the legality, usability and appropriateness of the Website Content under applicable local laws and regulations. None of the Website Content should be construed as investment, legal, accounting, or tax advice.
Past performance is not a guarantee, projection or prediction and is not necessarily indicative of future results, and there can be no assurance that any current or future investments will achieve results comparable to historic results or that any return targets will be met. The risk of loss accompanies the potential for any gains on investments.
The Website Content may include forward-looking statements (which may be identified by words including, but not limited to "believe", "expect", "anticipate", "optimistic", "intend", "aim", negatives of such words, or similar expressions), as well as forecasts, opinions and projections, all of which are based on current assumptions and are subject to risks and uncertainties outside of Emirates Capital’s control. Emirates Capital is under no obligation to update or revise any such statements, whether as a result of new information, future developments, or otherwise. Actual results may differ materially from any forecasts, opinions and projections. Basis of access to or use of this website or any of the Website Content is at the User’s own risk. To the full extent permitted by applicable law and regulation, Emirates Capital accepts no liability or responsibility to the User or any other person for any claims, losses, costs or damages (including without limitation indirect, punitive, special, incidental or consequential damages, loss of profits, as well as fees and expenses of legal counsel) (hereinafter together referred to as “Losses”) arising out of or in connection with any access, use or inability to use this website or any of the Website Content. As consideration for the User’s access to and use of this website, the User agrees to indemnify and hold harmless Emirates Capital and its affiliates, licensors, and service providers, their respective officers, directors, employees, contractors, agents, successors, and assigns ("Related Persons") from and against any and all Losses, including without limitation those related to any action by any third party against the User, Emirates Capital or any of its Related Persons arising out of or in connection with the User’s access to or use of this website or any of the Website Content or the User’s non-compliance with the Terms & Conditions.
The User must not breach or violate the security of this website or attempt to do so. Any actual or attempted tampering with any part of this website, any provision of untrue or inaccurate information, any misrepresentation of the User’s identity, or conduct of fraudulent activities on or through this website is prohibited. Without limiting the generality of the foregoing, the User agrees not to do anything that could interfere with the functioning of this website, restrict or inhibit others from accessing or using it, or result in the transmission of a virus, worm, malware or other harmful component. If the User is provided with an Investors Relations user name, password or any other piece of information as part of our security procedures, the User must treat such information as confidential, and the User must not disclose it to any other person or entity. The User also acknowledges that the Investors Relations account is personal to the User and agrees not to provide any other person with access to this website or portions of it using your user name, password or other security information. The User agrees to notify us immediately of any unauthorized access to or use of the User’s user name or password or any other breach of security. The User also agrees to ensure to logout from the account at the end of each session. The User should use particular caution when accessing the account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any user name, password or other identifier, provided by us, at any time if, in our opinion, the User has violated any provision of the Terms & Conditions.
1. Nothing in the Terms & Conditions is intended to modify or amend any other written agreement that the User may now or in the future have with Emirates Capital or any entity managed or advised by Emirates Capital or any of its affiliates. In the event of any inconsistency between the Terms & Conditions and any such other written agreement, the other agreement shall prevail.
2. The failure or delay on the part of Emirates Capital to exercise any right, power or option with respect to any breach of the Terms & Conditions by the User or any other person, or to insist upon the compliance with the Terms & Conditions, shall not constitute a waiver of the Terms & Conditions with respect to such breach or any subsequent breach, nor a waiver by Emirates Capital at any time thereafter to require strict compliance with all the Terms & Conditions.
3. Headings used in the Terms & Conditions are for convenience of reference only and do not affect the meaning of the Terms & Conditions.
4. If any provision of the Terms & Conditions (or any part of such provision) is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect or impair the legality, validity or enforceability in that jurisdiction of any other provision of the Terms & Conditions (or part of such provision).
5. The Terms & Conditions constitute the entire agreement between the User and Emirates Capital regarding to the access to and the use of this website and the Website Content and supersede any previous agreement, understanding, communication, representation, warranty, promise, or undertaking, verbal or written, with respect to this website.
6. The Terms & Conditions, the access to and the use of this website shall be governed by and construed in accordance with the laws of the DIFC.
Any suit, action or proceeding relating to any dispute arising out of or in connection with the Terms & Conditions, the access and/or use of this website shall be subject to the exclusive jurisdiction of the Courts of the DIFC.
The Terms & Conditions of Use have been last modified in September 2020.
Information posted on this website may be accessible to third-parties, by means of the internet or otherwise. The User acknowledges that communications transmitted to or through this website are public and not private communications, and the User confirms not to have any expectation of privacy with respect to any such communications.
Under the EU’s General Data Protection Regulation (GDPR) personal data is defined as:
“any information relating to an identified or identifiable natural person (“data subject”); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person”.
Under the Data Protection Law, DIFC Law No. 5 of 2020, personal data is defined as:
“any information referring to an identified or Identifiable Natural Person”; data subject is defined as “the identified or identifiable Natural Person to whom Personal Data relates”; and an identifiable natural person means a natural living person who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one (1) or more factors specific to his biological, physical, biometric, physiological, mental, genetic, economic, cultural or social identity (and "Identified Natural Person" is interpreted accordingly).
How we use the User’s information
This Privacy Notice tells you how Emirates Capital will collect and use the User’s personal data for the provision of financial services in Corporate Finance, Asset Management and Fund Management.
Why do we need to collect and store personal data?
We only collect information with the consent of the User and only collect information that the User voluntarily provides on or through this website. In order for us to provide the User with financial services in Corporate Finance, Asset Management and Fund Management we need to collect personal data (1) to communicate with potential and/or existing professional clients and/or market counter-parties; (2) to conduct detailed due diligence and KYC in line with the DIFC/DFSA regulatory requirements; (3) for other correspondence purposes and/or detailed provision of our services.
In any event, we are committed to ensuring that the information we collect and use is appropriate for this purpose, and does not constitute an invasion of your privacy.
If the User chooses to take advantage of some of the website’s features, the User may be asked to provide certain personal data. Such information may personally identify the User. For example, the User may provide us with the User’s name, title, first name / last name, email address, tel. and/or mobile number, job function, company name, mailing address, PO box, city, country, website address, etc and a message when the User submits a form through our "Contact Us" page or when the User submits a form through our “Investors Relations” page.
In terms of being contacted for marketing purposes Emirates Capital would contact the User for additional consent.
Will we share personal data with anyone else?
We may pass the User’s personal data on to third-party service providers contracted to Emirates Capital in the course of dealing with the User. Any third parties that we may share the User’s data with are obliged to keep the User’s details securely, and to use them only to fulfill the service they provide to the User on our behalf. When they no longer need the User’s data to fulfill this service, they will dispose of the details in line with Emirates Capital’s procedures. If we wish to pass the User’s sensitive personal data onto a third party we will only do so once we have obtained the User’s consent, unless we are legally required to do otherwise.
We may disclose personal data that we collect or that the User provides to: (1) our subsidiaries and affiliates; (2) contractors, service providers, and other business partners in order for us to provide services; (3) to a buyer or other successor in interest; and (4) third parties as permitted or required by law.
The User’s personal data may be stored and processed in any country in which we engage service providers. The User hereby consents to the transfer of that information to countries outside the country of the User’s residence.
How will we use the personal data we collected?
We will process (collect, store and use) the information the User provides in a manner compatible with the EU’s General Data Protection Regulation (EU GDPR) and the Data Protection Law, DIFC Law No. 5 of 2020. We will endeavor to keep the User’s information accurate and up to date, and not to keep it for longer than is necessary. We are required to retain information in accordance with the law, such as information needed for income tax and audit purposes. How long certain kinds of personal data should be kept may also be governed by specific business-sector requirements and agreed practices. Personal data may be held in addition to these periods depending on individual business needs.
Under what circumstances will we contact the User?
Our aim is not to be intrusive, and we undertake not to ask irrelevant or unnecessary questions. Moreover, the information the User provides will be subject to rigorous measures and procedures to minimize the risk of unauthorized access or disclosure.
What personal data of the User do we hold?
At no time will Emirates Capital conduct any high risk processing activities and no special categories of personal data will be processed. At the User’s request, Emirates Capital can confirm what information we hold about the User and how it is processed. If we do hold personal data about the User, you can request the following information:
(1) Identity and the contact details of the person or organization that has determined how and why to process your data.
In some cases, this will be a representative in the EU.
(2) Contact details of the data protection officer, where applicable.
(3) The purpose of the processing as well as the legal basis for processing.
(4) If the processing is based on the legitimate interests of Emirates Capital or a third party, information about those interests.
(5) The categories of personal data collected, stored and processed.
(6) Recipient(s) or categories of recipients that the data is/will be disclosed to.
(7) If we intend to transfer the personal data to a third country or international organization, information about how we ensure this is done securely. The EU has approved
sending personal data to some countries because they meet a minimum standard of data protection. In other cases, we will ensure there are specific measures in
place to secure your information.
(8) How long the data will be stored.
(9) Details of the User’s rights to correct, erase, restrict or object to such processing.
(10) Information about the Users right to withdraw consent at any time.
(11) How to lodge a complaint with the supervisory authority.
(12) Whether the provision of personal data is a statutory or contractual requirement, or a requirement necessary to enter into a contract, as well as whether the User is
obliged to provide the personal data and the possible consequences of failing to provide such data.
(13) The source of personal data if it wasn’t collected directly from the User.
(14) Any details and information of automated decision making, such as profiling, and any meaningful information about the logic involved, as well as the significance and
expected consequences of such processing.
What forms of ID will the User need to provide in order to access this?
We accept the following forms of ID when information on the User’s personal data is requested:
(2) Driving License
(3) Birth certificate
(4) Utility Bill (not more than 3 months old)
How can the User inquire about, change, update, correct or delete personal data?
The User can change, update, correct, or delete the User’s personal data by sending us an email to firstname.lastname@example.org.
C O N T A C T U S
Office 504, Liberty House
Dubai International Financial Centre
P.O. Box 506597
Dubai, United Arab Emirates
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Phone : + 971 4 447 7672
Fax : + 971 4 447 7671
Email : email@example.com
By ticking this box, you consent and accept to send this information in order to receive a response to your request.
The personal data (name, email, subject, message) will be used to process and respond to your request.